50 Long/Short Investing Strategy

When investing, broad diversification can reduce your risk.  Many investors limit themselves to bond funds and stock funds.  In many 401k, and other employer sponsored plans, bond and stock funds are the only option.

The stock market is at all time highs and with this current administration there is  much uncertainty.  Bonds currently offer very low interest rates.

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48 Socially Responsible Investment Performance vs Traditional Investments

This is a question we often receive: I want my investments to help move companies in a positive direction but I don’t want to sacrifice performance.  How does the performance of Socially Responsible Investments (SRI) compare with traditional index investments?

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47 Shareholder Advocacy at Risk

AIO Financial (http://aiofinancial.com) is an active participant in shareholder advocacy on behalf of our clients.  Shareholder advocacy provides a way for company owners (shareholders) to make real impacts in companies.  Advocates can address: climate change, wage inequality, disclosing political contributions, board diversification, worker rights, …  That may all change if the Financial CHOICE Act, specifically Section 844 is passed.

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#41 Is Climate Change Man-made? What can we do?

Global Warming climate change

In this podcast we interview Joe Holliday, a professor of earth science at El Camino College in Los Angeles, California where he regularly speaks about climate change a topic he is pasionate about.

We discuss the evidence that shows: climate change is occurring, people are contributing to it, the impacts of climate change and what we can do about it.

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44 DOL Fiduciary Rule

DOL Fiduciary Rule for financial planners

The Department of Labor (DOL) Fiduciary Rule was scheduled to start on April 10, 2017 but President Trump signed an executive order delaying the rule 180 days so that the DOL could carry out “economic and legal analysis” on the rule’s potential impact.

If this legislation is not stopped by the new administration, it will require all financial professionals who work with retirement plans to be fiduciaries and be bound legally to meet that standard.  The fiduciary standard demands that advisors act in the best interests of their clients, and to put their clients’ interests above their own. Advisors cannot conceal any potential conflict of interest and all fees and commissions must be clearly disclosed in dollar form to clients.

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#40.5 AIO Financial – Solidarity, No Hate

aio financial planners no hateMany groups in the U.S., including Mexicans, African Americans, Muslims, LGBT, immigrants and women, are feeling scared and uneasy.

By fastening a safety pin to their clothing, people are declaring themselves allies to groups who have been maligned by Trump, to show that they stand in solidarity with anyone who might be afraid.

AIO Financial

 

#40 Financial Winners and Losers Under Trump Presidency

Impact investing podcast Trump stocks taxes

Happy 2017.  I’m back after a break from blogging and social media – since the Trump election.  I was extremely disappointed with the results of the election and how Trump won. The entire election process is disturbing.

I spent some time thinking about how I can make an impact and I will continue to explore options and take the steps I can.  Right now, I will focus on Socially Responsible Investing – community investing and shareholder advocacy.

Any change of president, especially with changing political parties, brings with it some industries will do better and those that will not do as well as they previously had.  In addition, with Republicans in control of the White House and both houses of Congress, there will most likely be major tax reform in 2017.

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#39 Financial Scams Targeting Seniors

financial scams targeted at seniors

This blog is about financial scams that target seniors, but let me start with a few facts about this large and growing population.

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#38 The Cost of Raising Kids

cost of raising kids financial planning

The Cost of Raising Kids – what to expect

The amount you spend will vary based on several factors including:

  • where you live,
  • will you send them to private or public school,
  • do they need daycare,
  • what schooling is available and what kind are you comfortable sending them to

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#37 Joe Saul-Sehy interviewing Bill Holliday

Joe Saul-Sehy money tree podcastThis episode is an interview of the SRIESG podcast host, Bill Holliday, by Joe Saul-Sehy.

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#35 David Harrell – Morningstar ESG Rating

David Harrel morningstar ESG statisticIn this episode, we interview David Harrell of Morningstar about their new Sustainability rating.

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