The Impact of Time and Inflation on Financial Plans Preparing for retirement requires careful planning. What you need to consider is the impact of inflation on the expected cash flows, i.e. the money that you expect to receive from a retirement plan, once you hit the...read more
In this blog/podcast/video I will discuss how Climate Change can be addressed through Socially Responsible Investing (SRI). This includes but isn’t limited to fossil fuel divesting and shareholder advocacy. See our video here. What is SRI? SRI is a way to use our...read more
I recently saw the Netflix documentary Banking on Bitcoin. It is filled with interviews from experts and people involved in the Bitcoin beginnings and growth. It also discusses its future and technology. This blog/podcast is about Bitcoin - the video can be found at:...read more
Interview with an Enrolled Agent In this podcast/video/blog I speak with Amy Wall, an enrolled agent, which means she is licensed by the IRS to represent taxpayers and she has a degree in economics. She works on taxes for individuals and business owners at the Tucson...read more
I’m not saying my financial adviser is bad at his job…
…but when I went into her office and asked her to check my balance, he tried to push me over
What’s another name for long-term investment?
A failed short-term investment.
There is an eight-year range to take Social Security. The earliest age you're allowed to claim benefits is 62, and as such, it's the most popular age to file for Social Security. Age 70, meanwhile, is the latest age you can claim Social Security and still get credit...read more
When investing, broad diversification can reduce your risk. Many investors limit themselves to bond funds and stock funds. In many 401k, and other employer sponsored plans, bond and stock funds are the only option. The stock market is at all time highs and with this...read more
We recognize that we attract a very special client - so we are committing to travel to visit our clients. We are fee only financial planners (fiduciaries) who specialize in Socially Responsible Investing. We have attracted clients from all over the US. We meet with...read more
This is a question we often receive: I want my investments to help move companies in a positive direction but I don't want to sacrifice performance. How does the performance of Socially Responsible Investments (SRI) compare with traditional index investments? To...read more
AIO Financial (http://aiofinancial.com) is an active participant in shareholder advocacy on behalf of our clients. Shareholder advocacy provides a way for company owners (shareholders) to make real impacts in companies. Advocates can address: climate change, wage...read more
This blog describes a trick for people who have an income that is too high for them to contribute to a Roth IRA - they can still make a Roth IRA contribution. Difference between Roth and IRA Traditional IRA, you receive a tax deduction for the amount you contribute....read more
With stock markets at all-time highs, stock prices relatively high compared to earnings, and uncertainty related to the current administration, I want to discuss bear markets and market corrections. In general, a downturn of 20% or more from a peak in a broad market...read more
Get a free Socially Responsible Investment Guide
Learn about making an impact with your investments.
AIO Financial, 520-325-0769