This blog describes a trick for people who have an income that is too high for them to contribute to a Roth IRA – they can still make a Roth IRA contribution.
With stock markets at all-time highs, stock prices relatively high compared to earnings, and uncertainty related to the current administration, I want to discuss bear markets and market corrections.
In this podcast we interview Joe Holliday, a professor of earth science at El Camino College in Los Angeles, California where he regularly speaks about climate change a topic he is pasionate about.
We discuss the evidence that shows: climate change is occurring, people are contributing to it, the impacts of climate change and what we can do about it.
The Department of Labor (DOL) Fiduciary Rule was scheduled to start on April 10, 2017 but President Trump signed an executive order delaying the rule 180 days so that the DOL could carry out “economic and legal analysis” on the rule’s potential impact.
If this legislation is not stopped by the new administration, it will require all financial professionals who work with retirement plans to be fiduciaries and be bound legally to meet that standard. The fiduciary standard demands that advisors act in the best interests of their clients, and to put their clients’ interests above their own. Advisors cannot conceal any potential conflict of interest and all fees and commissions must be clearly disclosed in dollar form to clients.
Many groups in the U.S., including Mexicans, African Americans, Muslims, LGBT, immigrants and women, are feeling scared and uneasy.
By fastening a safety pin to their clothing, people are declaring themselves allies to groups who have been maligned by Trump, to show that they stand in solidarity with anyone who might be afraid.
Happy 2017. I’m back after a break from blogging and social media – since the Trump election. I was extremely disappointed with the results of the election and how Trump won. The entire election process is disturbing.
I spent some time thinking about how I can make an impact and I will continue to explore options and take the steps I can. Right now, I will focus on Socially Responsible Investing – community investing and shareholder advocacy.
Any change of president, especially with changing political parties, brings with it some industries will do better and those that will not do as well as they previously had. In addition, with Republicans in control of the White House and both houses of Congress, there will most likely be major tax reform in 2017.
This blog is about financial scams that target seniors, but let me start with a few facts about this large and growing population.
The Cost of Raising Kids – what to expect
The amount you spend will vary based on several factors including:
- where you live,
- will you send them to private or public school,
- do they need daycare,
- what schooling is available and what kind are you comfortable sending them to
In this episode I discuss what I learned from a recent conference for fee only financial planners. Many economists and fund managers spoke about their expectations for the markets. I heard many good arguments for diversification in an investment portfolio beyond stock and bond funds.
In this episode, we interview Lisa Peterson of Wealth Clinic (www.wealthclinic.com). Leisa is a business strategist and money coach who works with people to gain clarity, peace of mind and confidence so you can get out of the rut that keeps you stuck in place. So you can design your business and life the way you want them to be.