FAQ
Frequently Asked Questions
Here are some of the questions we are frequently asked.
What is the minimum amount you manage?
Now Accepting New Clients
We do not have a minimum amount of assets.
We offer comprehensive, ongoing financial planning and investment management services. Our annual fee is based on assets under management, with a minimum quarterly fee of $1,000.
We offer a free initial consultation to discuss your goals and how we can help:
https://go.oncehub.com/aioconsultation
How are you paid?
We are fee-only financial advisors. We are compensated only by our clients. You can see our fees her https://aiofinancial.com/fees/ We do not sell products or received commissions. We are completely unbiased, only working to help our clients’ best interests.
How many times do we meet per year?
We set up meetings 3 times per year; however, you can contact us at any time and set up a meeting as you need them. We would rather address any issues you have as they come up and not have you wait until our scheduled meetings.
Where do client meetings take place?
We offer both in person and virtual meetings. We are available for virtual meetings all year round. In person meetings depend on where you are located and our travel schedule.
What is Sustainable, Responsible, Impact Investing (SRI)?
SRI is an investment strategy seeking to maximize financial gain and positive impact.
SRI includes: Screening (avoiding or including investments based on their Environmental, Social, and Governance (ESG) record. Shareholder advocacy – as a shareholder (owner) you have the right to engage with companies on ESG issues. Community investing – providing capital to individuals or organizations that otherwise would not have access. We have an SRI questionnaire to help us customize your portfolio to your objectives. This can be done without sacrificing performance.
What services do you provide for clients living outside the US?
In addition to asset management, retirement planning, tax planning, estate planning, and insurance review, we help navigate U.S. and foreign account reporting, optimize tax strategies for expats, and ensure investments align with your international lifestyle.
What investments strategy do you use?
We provide individualize portfolios. In general, we believe in having a broadly diversified portfolio and rebalancing the portfolio regularly. The account distribution depends on the individual risk tolerance and investment objectives.
When can I retire? How much can I spend?
We evalute clients’ individual situation to help create a plan for when they could retire, how much they could spend during retirement, and plan for unexpected events.
Do you offer in-person meetings or is it all virtual?
AIO Financial primarily works virtually. We travel at least annually to each of our offices.
Do you work on an hourly basis or on one-time projects?
For clients who prefer to manage their own investments, we offer ongoing financial planning for $1,500 per quarter.
Comprehensive financial planning package:
Includes four one-hour meetings, preparation time, and access to our planning tools—such as our estate planning software, where you can create your own estate documents for $3,000.
Single-session consultation:
We offer a one-time, one-hour meeting for $500. This session is client-led and does not include preparation.
Why work with AIO Financial?
We are fee-only fiduciaries. We have over 60 combined years of experience to help you with any issue you’re working on. We are comprehensive advisors looking at all financial issues. We work to lower your tax bill, invest smarter, and create a retirement income stream. We invest in the latest financial software to make financial planning clear and accurate. We can help you invest in line with your values. For example, if you don’t want to support the fossil fuel industry, we can help.