AIO Financial Podcast & Blog

Our podcast and blog cover a variety of personal financial planning issues, including: investing, retirement planning, taxes, estate planning and insurance. Our youtube channel can be found here. Our Impact Financial Planners blog and podcast can be found at: impactfinancialplanners.com/blog.

Why Invest?

In this episode, we discuss: the many reasons you should invest Investments can be used for: 1. Retirement or financial independence, when you no longer need to work. This is a primary objective for many people to be able to replace their income (or...

Start Investing Now

The best time to start investing is right now Really, right now. Time works for your investments. There are many reasons to put off investing: it’s too complicated, later when I make more money, when the kids are older, when my debt is paid off, when I...

Plant-based & Climate Vegan ETF EATV

In this episode, I have an interview with Elysabeth Alfano - the CEO/CMO of VegTech™ Invest and the Founder of Plant Powered Consulting. They have an exchange traded fund (ETF). The VegTech™ Plant-based Innovation & Climate ETF (Ticker: EATV) Invest...

Responsible Credit Cards

Why Switch to a Responsible Credit CardWhen you open a credit card, your fees go to the issuing bank. This includes: fees merchants pay for each purchase, interest on your balance, annual fees, balance transfer fees, and late fees. The bank then makes loans to...

Financial Advisors Kataya & Val

The other day Bill Holiday sat down with the two newest fee only financial advisors at AIO Financial to ask some questions and learn a little more about them. Here’s what they talked about. Bill: In this episode, we’re going to introduce you to two of our new advisors...
Carbon Collective interview

Carbon Collective interview

Carbon Collective In this episode, I have an interview with Zach Stein a Cofounder of Carbon Collective. The goal of the Carbon Collective is to help use investments to solve climate change. They divest from fossil fuel companies and reinvest in climate solutions....

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Home call center interview

Home call center interview

If you’re looking for a career with relatively low barriers to entry, work-life balance, and plenty of opportunity to grow, a customer service role in a call center might be worth an application. We’ve all interacted with a call center at some point, but do we really...

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Costs in fees

Costs in fees

The impact of fees on your investment returns Fees may only be 1 or 2% but that can make a huge difference over time.   If you invest $10,000 at an annual rate of return of 7%, you will have about $150,000 at the end of 40 years. If fees are 1% annually and your...

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Emergency Fund

Emergency Fund

Emergency Fund We recommend that most people have three to six months’ worth of savings available in case of an emergency. This is for necessary expenses. You should use this money if you or your family has a financial need such as: Transportation problems (car)...

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Ukraine – Russia Impact on your investments

Ukraine – Russia Impact on your investments

We have received several calls regarding concerns about international investments because of the Ukraine/Russia war. It’s been a surreal two years; with Russia invading Ukraine just as it looked like we might be putting the COVID-19 virus behind us. The primary...

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Cost in hours of purchase

Cost in hours of purchase

Spend Less Strategy This is a strategy to help with controlling spending. Think of expenses in terms of hours worked not dollars   When you’re evaluating a purchase, consider think of the cost in terms of how many hours of work it costs not just the cost in...

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Spend less & Invest the rest

Spend less & Invest the rest

To reach financial independence, spend less than you earn and invest the rest. This is our moto. It’s simple advice but it’s so true. It’s also not followed that much. Here are some statistics illustrating the lack of savings in American: 64% don’t think they’re on...

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Why Invest?

Why Invest?

In this episode, we discuss: the many reasons you should invest Investments can be used for: 1. Retirement or financial independence, when you no longer need to work. This is a primary objective for many people to be able to replace their income (or...

read more
Start Investing Now

Start Investing Now

The best time to start investing is right now Really, right now. Time works for your investments. There are many reasons to put off investing: it’s too complicated, later when I make more money, when the kids are older, when my debt is paid off, when I...

read more
Plant-based & Climate Vegan ETF EATV

Plant-based & Climate Vegan ETF EATV

In this episode, I have an interview with Elysabeth Alfano - the CEO/CMO of VegTech™ Invest and the Founder of Plant Powered Consulting. They have an exchange traded fund (ETF). The VegTech™ Plant-based Innovation & Climate ETF (Ticker: EATV) Invest...

read more
Responsible Credit Cards

Responsible Credit Cards

Why Switch to a Responsible Credit CardWhen you open a credit card, your fees go to the issuing bank. This includes: fees merchants pay for each purchase, interest on your balance, annual fees, balance transfer fees, and late fees. The bank then makes loans to...

read more
Financial Advisors Kataya & Val

Financial Advisors Kataya & Val

The other day Bill Holiday sat down with the two newest fee only financial advisors at AIO Financial to ask some questions and learn a little more about them. Here’s what they talked about. Bill: In this episode, we’re going to introduce you to two of our new advisors...

read more

 

AIO Financial is bound by a fiduciary duty. We do not receive commissions or sell products so we can be unbiased and put your needs first.