6 Reasons to Hold on in a Bear Market

6 Reasons to Hold on in a Bear Market

What is a Bear Market? The U.S. Market (S&P 500) is down about 20% from its high in September 2018. The government has a partial shutdown, there is trade uncertainty, the Fed increased interest rates, there is a tight labor market, and slowing earnings growth....
Cost in hours of purchase

Cost in hours of purchase

Spend Less Strategy This is a strategy to help with controlling spending. Think of expenses in terms of hours worked not dollars When you’re evaluating a purchase, consider think of the cost in terms of how many hours of work it costs not just the cost in dollars....
Spend less & Invest the rest

Spend less & Invest the rest

To reach financial independence, spend less than you earn and invest the rest. This is our moto. It’s simple advice but it’s so true. It’s also not followed that much. Here are some statistics illustrating the lack of savings in American: 64% don’t think they’re on...