Our Blog
Investing during the Corona Virus Crisis – COVID-19
https://youtu.be/Wbqv-EyOtR8 In this podcast/blog/video, I discuss investing during the corona virus crisis. You can see our video here. I know it has not been easy to look at your account balances go down over the past couple of weeks. It feels a bit like we are...
Corona Virus Disaster Loan Assistance
https://youtu.be/3B69mXxkNPA Corona Virus COVID-19 Disaster Loan Assistance There are two main loan programs to help small business owners through the COVID-19 crisis (created as part of the $2 trillion COVID-19 relief package): Economic Injury Disaster Loans (EIDLs)...
Stock Trading Strategies – Real or Hype
In this podcast I will answer the question: How can I make more money in the stock market? I spoke with a fellow financial planner at a recent professional meeting who used to be a day trader. He told me that he would have stretches of good success and then...
Long/Short Investing Strategy
When investing, broad diversification can reduce your risk. Many investors limit themselves to bond funds and stock funds. In many 401k, and other employer sponsored plans, bond and stock funds are the only option. The stock market is at all time highs and...
Employing Children and Kiddie Tax
In this podcast I will answer the question: What are the benefits of employing a child? And what are the limitations? EMPLOYING KID Employing a child can be effective way to shelter income from taxes. The earnings a child receives can be put into...
The Cost of Raising Kids
The Cost of Raising Kids – what to expect The amount you spend will vary based on several factors including: where you live, will you send them to private or public school, do they need daycare, what schooling is available and what kind are you comfortable sending...
Never hire a financial advisor without asking this …
https://youtu.be/bIjcCT9HYl0 In this episode we’re going to talk about hiring a financial advisor and one questionYou should never hire a financial advisor without asking firstThis is the only one aio financialSeries with Bill and Jason we discuss personal financial...
Social Security Planning
In this podcast I will answer the question: How can I maximize my Social Security benefit? The video for this episode is at: http://youtu.be/-kNQoao-P6c our YouTube channel is video channel Social Security can be an important part in a persons...
We Visit Clients Anywhere
We recognize that we attract a very special client – so we are committing to travel to visit our clients. We are fee only financial planners (fiduciaries) who specialize in Socially Responsible Investing. We have attracted clients from all over the...
Taking Money from an IRA without Penalty (72T)
In this podcast I will answer the question: How can I get money out of my IRA before age 59.5 without a 10% penalty? I would like to start by briefly reviewing the rules of an Individual Retirement Account (IRA): Deposits into an IRA are tax deductible. Right on...
Money in Banks is not Safe
The Impact of Time and Inflation on Financial Plans Preparing for retirement requires careful planning. What you need to consider is the impact of inflation on the expected cash flows, i.e. the money that you expect to receive from a retirement plan, once you hit the...
3 Reasons to Roll a 401k into an IRA
When you leave an employer with a 401k, we recommend that you roll your 401k into an Individual Retirement Account (IRA). Here are three reasons why: 401k plans usually have very few investment options, many times less than 20. In an IRA, you have thousands of...