Our Blog
The Cost of Raising Kids
The Cost of Raising Kids – what to expect The amount you spend will vary based on several factors including: where you live, will you send them to private or public school, do they need daycare, what schooling is available and what kind are you comfortable sending...
Never hire a financial advisor without asking this …
https://youtu.be/bIjcCT9HYl0 In this episode we’re going to talk about hiring a financial advisor and one questionYou should never hire a financial advisor without asking firstThis is the only one aio financialSeries with Bill and Jason we discuss personal financial...
Social Security Planning
In this podcast I will answer the question: How can I maximize my Social Security benefit? The video for this episode is at: http://youtu.be/-kNQoao-P6c our YouTube channel is video channel Social Security can be an important part in a persons...
We Visit Clients Anywhere
We recognize that we attract a very special client – so we are committing to travel to visit our clients. We are fee only financial planners (fiduciaries) who specialize in Socially Responsible Investing. We have attracted clients from all over the...
Taking Money from an IRA without Penalty (72T)
In this podcast I will answer the question: How can I get money out of my IRA before age 59.5 without a 10% penalty? I would like to start by briefly reviewing the rules of an Individual Retirement Account (IRA): Deposits into an IRA are tax deductible. Right on...
Money in Banks is not Safe
The Impact of Time and Inflation on Financial Plans Preparing for retirement requires careful planning. What you need to consider is the impact of inflation on the expected cash flows, i.e. the money that you expect to receive from a retirement plan, once you hit the...
3 Reasons to Roll a 401k into an IRA
When you leave an employer with a 401k, we recommend that you roll your 401k into an Individual Retirement Account (IRA). Here are three reasons why: 401k plans usually have very few investment options, many times less than 20. In an IRA, you have thousands of...
Four Tips to Repay Student Loans
n this podcast I will answer the question: How do get our of my student loan debt? Many people do not realize the impact of student loans when they are going to college. Once out and faced with all of the other financial challenges, repaying student loans can be...
Market Update
There are some obstacles for stocks to continue to go up in 2015, but there is optimism that the bull market will continue. With no election coming up soon and a tendency for stocks to do well in the third year of a presidential term, there is additional optimism...
50-20-30 Budgeting Rule
Mastering Your Finances: The 50-30-20 Rule for Effective Budgeting Introduction: Quick Overview: Simplifying budgeting with the 50-30-20 rule. Purpose: Understanding how to allocate your income wisely. Main Body: Understanding the 50-30-20 Rule: Necessities (50%):...
Home Call Center Interview
https://youtu.be/DECr5C7oo4I If you’re looking for a career with relatively low barriers to entry, work-life balance, and plenty of opportunity to grow, a customer service role in a call center might be worth an application. We’ve all interacted with a call center at...
Leisa Peterson – WealthClinic
The Values Investors Podcast: Episode 32 with Lisa Pederson of Wealth Clinic Introduction:Welcome to the Values Investors Podcast with Bill Holiday, brought to you by AIO Financial – the fee-only financial planning firm specializing in socially responsible investing...