Our Blog
Invest Like You Give a Damn
This podcast and video is an interview with Marc de Sousa Shields. Like myself, Marc is an advocate for getting more people involved in Sustainable Responsible Impact investing. He is a co-founder of the Social Investment Organization (SIO) in Canada, a...
4% Withdrawal Rule for Retirement Planning
In this podcast I will answer the question: What are the benefits and limitations to the 4% withdrawal rule for retirement planning? The rule of guideline came out in the 1990s. It states that if a retiree withdrew 4% of their initial retirement savings per year,...
4% Withdrawal Rule for Retirement Planning
In this podcast I will answer the question: What are the benefits and limitations to the 4% withdrawal rule for retirement planning? The rule of guideline came out in the 1990s. It states that if a retiree withdrew 4% of their initial retirement savings per year,...
Initial Public Offering (IPO) – good investment?
In this podcast I will answer the question: Are Initial Public Offerings (IPO) a good investment? An IPO is the first time a company sells its stock to the public on a stock exchange. An Initial Public Offering (IPO) is the first time a company sells its stock to...
Financial Scams Targeting Seniors
This blog is about financial scams that target seniors, but let me start with a few facts about this large and growing population. 10,000 baby boomers are turning 65 everyday There are 46 million Americans ages 65 and older today (2016). In 1880, there were 1.7...
Roth IRA vs Traditional IRA
Pioneer Wealth Management Group is a fee-only financial planning firm in Dallas and Austin, TX. Milad Taghehchian, a Certified Financial Planner based in Austin, TX, offered to write for our blog this week. Contributing to your IRA is one of the most...
How to Reduce your Risk of Fraud
We received a request over email from a client who wanted money wired to a bank for the purchase of furniture. We filled out the Schwab paperwork and email them to her (at the email her correct email address). She signed and returned the form but Schwab...
Roth Contribution Trick for High Income Earners
This blog describes a trick for people who have an income that is too high for them to contribute to a Roth IRA – they can still make a Roth IRA contribution. Difference between Roth and IRA Traditional IRA, you receive a tax deduction for the amount you contribute....
DOL Fiduciary Rule
The Department of Labor (DOL) Fiduciary Rule was scheduled to start on April 10, 2017 but President Trump signed an executive order delaying the rule 180 days so that the DOL could carry out “economic and legal analysis” on the rule’s potential impact. If this...
Financial Planning for Coronavirus Stimulus Package
https://youtu.be/LoBVwiE8r18 On March 27, 2020, the $2 trillion economic recovery package was signed into law. Direct Payments The big headline is that the law provides for direct payments of up to $1,200 for most individuals and $2,400 for most married couples filing...
Suze Orman, To really save money, do this Review
https://youtu.be/SQ-MpckDHYk In this episode, we review and comment on Suze Orman’s popular video “To really save money, do this …” She talks about spending, budgets, paying off debt, emergency reserve, and how to save. Here is a transcript of our discussion: would...
SQN Capital, Alternative Investment
Unlocking Alternative Investments: The Values Investor Podcast Episode 33 Welcome to another enlightening episode of The Values Investor Podcast with Bill Holiday, brought to you by AIO Financial. In this episode, we delve into the insights from the recent NAFA.com...