Our Blog
When to take Social Security
There is an eight-year range to take Social Security. The earliest age you’re allowed to claim benefits is 62, and as such, it’s the most popular age to file for Social Security. Age 70, meanwhile, is the latest age you can claim Social Security and still get credit...
Taxes Issues with Divorce
Finances in Divorce I, unfortunately, am very familiar with this topic. I went through a divorce about 15 years ago. It’s a difficult, emotional period for anyone involved with a divorce. See our video here. There are many financial issues when people are...
The Personal Finances of a Financial Planner
For this blog/podcast/video, I’m going to talk about my own personal finances, in hopes that it is helpful for some people. I’ll go over how I invest, budget and what my retirement plans are. You can see the Video Here I will be expanding about my...
All the financial advice you’ll ever need fits on a single index card
https://youtu.be/0cP0d5jWpBY In this episode, we discuss the PBS news hour feature, “All the financial advice you’ll ever need fits on a single index card.” This is a popular blog then book by Harold Pollack, a UC Chicago social scientist. Here are the 10...
Financial Planning for Same Sex Couples
In this podcast I will answer the question: How does financial planning for same sex couples differ from financial planning for traditional couples? Since Supreme Court struck down the Defense of Marriage Act and the Treasury Department ruled that legally married...
Invest Like You Give a Damn
This podcast and video is an interview with Marc de Sousa Shields. Like myself, Marc is an advocate for getting more people involved in Sustainable Responsible Impact investing. He is a co-founder of the Social Investment Organization (SIO) in Canada, a...
4% Withdrawal Rule for Retirement Planning
In this podcast I will answer the question: What are the benefits and limitations to the 4% withdrawal rule for retirement planning? The rule of guideline came out in the 1990s. It states that if a retiree withdrew 4% of their initial retirement savings per year,...
4% Withdrawal Rule for Retirement Planning
In this podcast I will answer the question: What are the benefits and limitations to the 4% withdrawal rule for retirement planning? The rule of guideline came out in the 1990s. It states that if a retiree withdrew 4% of their initial retirement savings per year,...
Initial Public Offering (IPO) – good investment?
In this podcast I will answer the question: Are Initial Public Offerings (IPO) a good investment? An IPO is the first time a company sells its stock to the public on a stock exchange. An Initial Public Offering (IPO) is the first time a company sells its stock to...
Financial Scams Targeting Seniors
This blog is about financial scams that target seniors, but let me start with a few facts about this large and growing population. 10,000 baby boomers are turning 65 everyday There are 46 million Americans ages 65 and older today (2016). In 1880, there were 1.7...
Roth IRA vs Traditional IRA
Pioneer Wealth Management Group is a fee-only financial planning firm in Dallas and Austin, TX. Milad Taghehchian, a Certified Financial Planner based in Austin, TX, offered to write for our blog this week. Contributing to your IRA is one of the most...
How to Reduce your Risk of Fraud
We received a request over email from a client who wanted money wired to a bank for the purchase of furniture. We filled out the Schwab paperwork and email them to her (at the email her correct email address). She signed and returned the form but Schwab...